How to apply for Mudra Bank loan scheme ?

MUDRA Bank Loan basic purpose is to attain development in an inclusive and sustainable manner by supporting and promoting partner institutions and creating an ecosystem of growth for micro enterprises sector.
mudra bank loan

Advantages of MUDRA Bank Loan Scheme :
* Apex Refinancer
* MUDRA Architecture Indigenously Conceived for Indian context
* Inclusion of Last Mile Financiers – a game changing idea
* Help expand Access to finance for micro enterprises
* Lower Cost of Finance
* Credit plus Approach
* Mass Entrepreneurship Development and Growth
* Employment Generation, Higher GDP Growth

Types of MUDRA Loan :

a. Shishu : covering loans upto 50,000/-
b. Kishor : covering loans above 50,000/- and upto 5 lakh
c. Tarun : covering loans above 5 lakh to 10 lakh

Who are all Eligible to Get MUDRA Bank Loan :

Download MUDRA Bank Loan Application Form :  Get it here

Documents Required to apply for MUDRA Loan :

CHECK LIST: (Document(s) to be submitted along with the application)

  • Proof of identity – Self attested copy of Voter’s ID card/Driving Licence/PAN Card/Aadhaar Card/Passport/Photo IDs issued by Govt. authority etc.
  • Proof of Residence – Recent telephone bill / electricity bill / property tax receipt (not older than 2 months) / Voter’s ID card / Aadhaar Card / Passport of Individual / Proprietor/Partners/Bank passbook or latest account statement duly attested by Bank officials/Domicile certificate/certificate issued by Govt. authority/Local panchayat/Municipality etc.
  • Applicant’s Recent Photograph (2 copies) not older than 6 months.
  • Quotation of Machinery/other items to be purchased
  • Name of supplier/ details of machinery / price of machinery and/or items to be purchased.
  • Proof of Identity/Address of the Business Enterprise -Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit, if anyProof of category like SC/ST/OBC/Minority etc

1) No processing fee
2) No collateral
3) Repayment period of loan is extended up to 5 years.
4) Applicant should not be defaulter of any Bank/Financial institution.

Download SIP Calculator Excel Sheet

Download SIP Calculator Excel Sheet :

Systematic Investing in a Mutual Fund is the answer to preventing the pitfalls of equity investment and still enjoying the high returns. This SIP (Systematic Investment Plan) Calculator will show you how small investments made at regular intervals can yield much better returns over a long period of time.

Download SIP Calculator Excel Sheet

Best Part time jobs for college students in 2015

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Requirement :

1 Domain

2.Web Hosting

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How much investment is needed ?

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Easy Way to Transfer/Change of LPG Supplier Connection

What is LPG portability?
Portability is the option to a dissatisfied customer to shift to a distributor of her choice- within a cluster of distributors of IndianOil, HPC and BPC.
The option of the customer to migrate results in keeping distributors on their toes and thereby improved service to customers.
The customer needs to submit her application through the portal, which automatically gets converted into a transfer process even without the consent of the parent distributor. The customer can subsequently complete the documentation at the new distributorship within the stipulated time. This process does away with the need to physically approach the distributor with a transfer request.To register for Portability, the consumers need to do the following:
1. Visit and select her/his company.
2. Register themselves on the site if not registered already.
3. See the distributors available in the cluster and their star rating in terms of refill delivery performance ( 5 Star- Excellent, 4 Star- Good, 3 star- Average,2 Star- below Average and 1 star – Poor).
4. Choose the distributor of her/his Choice from the cluster.
5. The consumer will then receive an email confirming the registration and advising details of procedure.
6. In case of Intra-Company (same company) portability request, consumer has to just visit only the new distributor with copy of the email and get enrolled.
7. In case of Inter-Company transfer, as the equipment is not compatible across companies, consumer will need to visit the existing distributor and surrender cylinder and pressure regulator, collect refund/ transfer documents and then approach the chosen distributor for reconnection by paying the same deposit as earlier.
8. No transfer fee or additional security deposit will be charged for transfer of connection under portability scheme.
9. Proactive electronic tracking of the portability request with escalation matrix and its closure is in place to ensure that a consumer does not have any difficulty in moving to the distributor of his choice.

Procedure to Get Incometax Practitoner license in India

How to to Get Incometax Practitoner license in India ?
To qualify for appearance as an authorised representative as prescribed under Sec. 288(2), he should be: “(i) A person related to the assessee in any manner, or a person regularly employed by the assessee; or (ii) Any officer of a scheduled bank with which the assessee maintains a current account or has other regular dealings; or (iii) Any legal practitioner who is entitled to practice in any civil court in India; or (iv) An accountant; or (v) Any person who has passed any accountancy examination recognized in this behalf by the Board; or (vi) Any person who has acquired such educational qualifications as the Board may prescribe for this purpose”. `Accountant’ in Sec. 288(2)(iv) is a Chartered Accountant or any other Accountant or auditor recognized under Sec. 226 of the Companies Act, 1956, which recognizes besides a Chartered Accountant only a firm of which all the partners are Chartered Accountants. Accountancy examinations recognized by the Board under Rule 50 read with section 288(2)(v) are: (i) National Diploma in Commerce with Advanced Accountancy and Auditing as elective subject; (ii) Government Diploma in Company Secretary ship awarded by Department of Company Affairs, Government of India; (iii) Final examination of the Institute of Company Secretaries of India; (iv) Final examination of the Institute of Cost and Works Accountants of India; (v) Departmental examination for Officers (Group A and B) by the Central Board of Direct Taxes; (vi) Revenue Audit examination for Section Officers of the Office of Comptroller and Auditor General of India.

Educational Qualification for  Incometax Practitoner :

Educational qualification under Rule 51 read with Sec. 288(2)(vi) are:

A degree in Commerce or Law conferred by any of the following Universities:

I. Indian Universities: Any Indian University incorporated by any law for the time being in force besides other named Universities in England, Wales, Scotland, Ireland, Burma and Pakistan. It may be seen from the above that though entitlement to legal practice is required under Sec. 288(2)(iii), any degree in law from any Indian university should be an adequate qualification under Rule 51. In the result, though the degree of Bachelor of General Law (BGL) with any Indian University may not entitle the holder to practice law, it would be an adequate qualification for practice. As for graduation in Financial Analysis, since such degree may not be understood as degree in commerce or law, it may not qualify for practice, unless the concerned authorities move the Board for a specific notification drawing their attention to the syllabus, so that if it accords with the requirements of commerce education, it may well be notified in future.